Payment Options

Payment Options

  1. We accept payment through multiple mediums such as Credit Cards, Debit Cards, ATM Cards, Netbanking, Cash on Delivery, UPI and different payment wallets
  2. You can make the payment using your preferred medium

Please note that for Visa and MasterCard you will require to submit your 16-digit credit card number, card expiry date and a 3-digit CVV number (on the back of the card), when you make an online transaction using your Credit Card. You should also have enrolled your Credit Card with VBV (Verified by Visa) or MSC (MasterCard Secure Code) to complete the transaction. For American Express Cards you will be required to give your 15-digit card number and a 4-digit code.

The Credit Card transaction will appear on your bank statement as a payment to Rati Essentials

What is CVV/CVC?

The Credit Verification Value or CVV or the Credit Validation Code or CVC is an important security feature that further reduces the risk of Internet fraud. This number never appears on sales receipts or billing statements and is only found on the physical card itself. We ask you to enter the CVV/CVC code during your transaction to make sure that the card is, in fact, in your possession. The CVV/CVC is a 3 or 4-digit code embossed or imprinted on the reverse side of your credit card, in the signature area.

Cash on Delivery Policy

Orders made via Cash on Delivery are subject to certain conditions listed policy below:The option for Cash on Delivery is applicable on order above ₹1999/2499 for all domestic orders

  1. If you are physically unavailable at the time, please provide a reliable alternative address at care@ratiessentials.com within 48 hours of order placement
  2. A returned COD order in case of unavailability will only be re-shipped it is changed to a prepaid order
  3. All shortages and damages due to delivery should be reported within 48 hours of delivery at care@ratiessentials.com. Rati Essentials will not be responsible for any claim once the given timeframe has lapsed
  4. Shipping/Billing address cannot be changed once order has been placed. No modifications can be made post the successful payment of orders. For any further query, please contact our customer care at care@ratiessentials.com
  5. Cash on Delivery orders are subject to our standard cancellation policy
  6. COD orders cannot be refunded in the original mode of payment. It can only be refunded via bank transfer as per the details provided by the customer

Payment Security

All transactions at Rati Essentials Online are protected by SSL (Secure Sockets Layer) and Secure Data Encryption using a 1024-bit process. Any information you enter when transacting with Rati Essentials Online is sent in a Secure Socket Layer (SSL) session and is encrypted to protect you against unintentional disclosure to third parties. This is an assurance that we follow the best security practices adopted by major online vendor, where all payments are processed in real-time, for your security and immediate peace of mind.

You can tell if your browser is in secure mode at “Checkout”, by looking for the padlock icon at the bottom corner or at the end of the address bar of your browser window.

Payment Policy

  1. The product price listed on the website are current and updated. They are subject to change without advance notice
  2. All prices on the website are processed in Indian Rupees and inclusive of all taxes.
  3. All orders form the website are acknowledged as per the current price
  4. Shipping charges may apply to certain orders as per our shipping policy
  5. All products are liable for